Visual budgeting · iOS & Android

Your Money.
Your Rules.

Organize your finances into visual pockets. Set limits, track spending, and finally understand where your money goes — beautifully.

ChaChing finances screen ChaChing expenses screen ChaChing reports screen
Month Balance
$9,175
April 2026
Year Forecast
$421,175
Dec 2026
Income / Expenses
$53k / $44k
This month
Visual Pockets
Smart Budgeting
AI Analysis
Year Forecast
Expense Tracking
Income Monitoring
Installment Control
Monthly Reports
Visual Pockets
Smart Budgeting
AI Analysis
Year Forecast
Expense Tracking
Income Monitoring
Installment Control
Monthly Reports

Everything you need.
Nothing you don't.

ChaChing strips away complexity so you can focus on what matters: understanding your money.

💼
Visual Pockets
Divide your budget into distinct categories — each with its own limit, balance, and color.
📊
Smart Reports
Month-by-month comparisons and annual projections so you always know where you stand.
🤖
AI Analysis
Get personalized insights and spending pattern analysis powered by AI — right in the app.
🔔
Smart Alerts
Instant notifications when you're approaching a pocket limit. Never overspend again.

Designed to be
delightful to use.

Every detail crafted with care — from the pocket cards to the annual forecast chart.

Expenses screen
Expenses
Finances screen
Finances
Reports screen
Reports

Set up in minutes.
Save for years.

1
Create your pockets
Divide your monthly income into spending categories: rent, food, fun, savings — whatever fits your life.
2
Log expenses as you go
Add expenses in seconds. Fixed bills, variable costs, and installments are tracked separately.
3
Watch your forecast grow
ChaChing projects your year-end balance so you can make smarter decisions today.
My Pockets — April
🏠
Rent
$1,500
🛒
Groceries
$680
🍽️
Dining
$2,300
💰
Savings
$9,175
$

Supercharge with
AI features.

Everything is free — Pro unlocks exclusive AI-powered tools that do the heavy lifting for you.

AI monthly summary & spending insights
Add expenses by scanning a receipt photo
Monthly Plan
$3.99/mo
Cancel anytime. No commitment.
Start Free Trial →

Loved by people who
love their money.

Real reviews from real ChaChing users.

★★★★★

"Finally an app that makes budgeting feel intuitive. The pocket system changed how I think about money completely."

👩‍💼
Sarah K.
Freelance designer
★★★★★

"The year forecast blew my mind. I can actually see where I'll be in December if I keep my current habits. That's powerful."

👨‍💻
Marcus T.
Software engineer
★★★★★

"I've tried every budgeting app. ChaChing is the first one I've actually stuck with past the first week. It's just that good."

👩‍🎓
Priya M.
Graduate student

Ready to take control?

Download ChaChing free. No credit card. No catch.

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